Address

12011 Front Beach Road 804b, Panama City Beach, FL

Listing Type

Active Under Contract

Price

$ 449,000

Your Agent

Mark Cowart

Managing Partner-Luxury Home Marketing Specialist

850-231-1483

Property Attributes

MLS#791263
TypeCondos
Listing Status Active Under Contract
CountyBay
CityPanama City Beach
Area03 - Bay County - Beach
NeighborhoodSterling Reef
Zip32407
Style
Year Built2005
Price$ 449,000
Bedrooms2
Full Bathrooms2
Half Bathrooms0
Sqr Footage1076

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Set directly on the beach at Sterling Reef, this well-maintained beachfront condo offers a highly desirable 2BR/2BA floor plan with an enclosed bunk room and has generated $58,555.18 (as of July 20, 2026) in short-term rental bookings Positioned on the 8th floor, the condo takes full advantage of panoramic gulf views while delivering something that's harder to find than you might expect - open ocean sound without the noise of the beach crowd below. It's a meaningful difference in the daily experience of the unit. Designed for both personal enjoyment and vacation rental appeal, the floor plan provides the flexibility to comfortably accommodate family and guests while maximizing sleeping capacity. From the kitchen and living area to the primary suite and private balcony, the Gulf remains the focal point throughout the condo. Floor-to-ceiling sliding glass doors maximize natural light while keeping the emerald waters front and center, creating a seamless connection between the interior living spaces and the beach beyond. The coastal-inspired interior has been meticulously maintained and thoughtfully updated - new furniture, paint, and fixtures were added in 2021, new carpet in 2023, and new deck furniture in 2025 - giving the unit a fresh, move-in-ready feel. Tile flooring throughout the main living areas makes upkeep easy after busy beach days. The spacious kitchen offers granite countertops, stainless steel appliances, and a breakfast bar that creates a natural gathering space for family and guests. 9' ceilings enhance the sense of openness, while the gulf-front primary suite serves as a private retreat with direct balcony access and stunning water views. Sterling Reef continues to be a favorite among vacationers thanks to its beachfront setting, relaxed atmosphere, and extensive amenity package. Owners and guests enjoy direct beach access, a seasonally heated bi-level pool and spa, fitness center, activity center, sky terrace with grilling area, covered parking, and 24-hour security. Adding to the appeal is Sterling Reef's central Panama City Beach location. Shipwreck Island Waterpark sits directly across the street, making it a popular destination for families, while Pier Park, Frank Brown Park, golf courses, restaurants, shopping, entertainment, and local attractions are all just minutes away. Schedule a private showing and see it for yourself.

Elementary School	Middle School	High School
Hutchison Beach Elementary School	Surfside Middle School	Arnold High School

Price History
6/12/2026	Listed $449,000

General Features

Sewer	Public Sewer
Property Subtype	Condominium
Tax Year	2025
Community Features	Barbecue,Clubhouse,Pool,Waterfront,Community Pool,Short Term Rental Allowed
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Sterling Reef
Status	Active Under Contract
Directions	Sterling Reef is gulf-front directly east of the M.B. Miller County Pier.
High School	Arnold
City	Panama City Beach
Disclosures	Accepting Backup Offers
MLS Area	03 - Bay County - Beach
Elementary School	Hutchison Beach
Middle/Junior High School	Surfside
MLS Area Minor	0318 - Beach - Central South
Standard Status	Pending
Property Sub Type Additional	Condominium
Association Amenities	Other,See Remarks
Occupancy Type	Tenant
Waterfront Features	Gulf
Year Built	2005
Association Fee Includes	Association Management,Cable TV,Internet,Trash,Water
Heating	Electric
Cooling	Central Air,Ceiling Fan(s)
Appliances	Washer/Dryer Stacked,Electric Oven,Electric Range
Patio/Porch Features	Balcony
Construction Materials	Concrete
View	Gulf
Garage Y/N	true
Total Rooms	2
Full Baths	2
Garage Spaces	2
Architectural Style	High Rise
HOA Fee	970
Assoc Fee Paid Per	Monthly
Pool Features	Community
Unit Number	804B
New Construction	false

Interior Features

Total Baths	2
Interior Amenities	Main Level Primary,Tub Shower,Walk-In Closet(s)
Furnished Units	All Units
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	2
LivingAreaSource	Appraiser
Laundry Features	Stacked